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REDDIT

Vesting all $7,500 in IRA tomorrow or wait?

J
Jan 2, 2026 · 07:23

I finally got to transfer the cash into my Roth Jan 1. With Friday being the first trading day of the year, is it a good idea to dump it into investments, or spread it out over time?

The reason I ask, is futures markets are up. I am wondering if the market knows that a lot of cash is about to flood the market from investors like me and has risen in anticipation.