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REDDIT

Fund options with advisor

O
Jan 1, 2026 · 01:50

Hello everyone.
I’m currently looking to get back into funding mine and my wife’s Roth IRA. We’re maxing out 401k already.

A friend of mine recommended putting money into VTI. I dropped off a check to my investment guy asking money be bought into VTI. He called me shortly after saying I should stick to the fund I was putting money into earlier which is FAGOX.

I’m thinking he’s not looking out for my best interest, but a fund with higher expense or something that pays him more.

Hoping for some opinions on this. He’s telling me FAGOX performs better and will be the better move.

Any advice?

Thanks!