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REDDIT

Why do most company 401k plans not include options for precious metal exposure?

B
Dec 31, 2025 · 16:26

I'd love to diversify a bit in to gold exposure with my pretax savings, but every 401k plan I have been exposed to lacks any option for this.

Is this normal? Are there specific funds I can recommend to my company to give us access to? If a 401k plan included this type of option, what fund would be the stereotypical one?