Beating the S&P 500 by only investing in the SPDRs doing 1 adjustment per month.

I am currently beating the S&P 500 by investing in the sub-sectors (think SPDRs) doing nothing other than being invested in a minimum of 5 and a maximum of 7 components, adjusting my allocations at the beginning of each month and being 100% invested all the time. For the average investor, it’s probably not worth their time, but I’ve always considered myself above average and for me, it’s a bit of recognition that I can beat the average financial advisor taking a very passive approach to investing.