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REDDIT

Is there a magic number where roth vs traditional makes a difference?

B
Dec 27, 2025 · 00:27

I understand the difference between a roth and a traditional for the most part but is there a magic number where it obviously makes sence to get a roth instead?

Like under $3 million expected at 65 you should just get a traditional and over you should get a roth.

Assuming im retiring at 65 and im gonna spend every penny of it before i die