I'm keeping 80k of my 100k " investment powder" dry while 20k was invested in gold, emerging markets, and Vanguards VIATX (international non-US equity fund).
My rationale is the US equity market will crash next year due to:
38T in US debt, statements made by Schiff, Trump wrecking international havoc, Europe slowly gearing up for war with Russia and the fact that the US is waayyy overdue for a recession. So, I'm hoping to take advantage of a soon-to-materialize market dip
Comments/Criticism would be appreciated.