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REDDIT

401k Roth vs Regular suggestions

G
Dec 26, 2025 · 03:39

So I figured late that withdrawal from Roth plan is tax free even for the gain. If that’s the case why should I invest in regular 401k? Simply because I will have tax free growth in regular 401k? Am I missing something?

I am on the 24% tax bracket right now but will be on 12% tax bracket upon retirement I suppose. Is mixing Roth and regular 401k good idea?

Thanks in advance.