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REDDIT

Fire planning in the next few years

I
Dec 25, 2025 · 18:15

Thinking to FIRE in the next few years 45 years of age relatively healthy. Housing paid off, detached primary house and another detached house which I rent out both in Toronto total value about about 3 million for both.

Resp funded at 100k for kids. May work part time 2 days to stay mentally and physically active not counting that as income. In Canada.

Goal to FIRE when reach 2.1 million portfolio as follows

1600000 million rrsp with:
200k qqqi
200k spyi
500k gpiq
500k gpix
200k iaui

Yield 10 percent
160k annual income

500000k tfsa with :
250k voo
250k qqq

Rental Income
35k annual

Total annual income all sources
195k will probably need 115k that is after tax about 80 to 85k . Reinvest rest.

Aware of nav erosion with covered call will reinvest all yield not used for living and leisure.

Thoughts ? Doable ?