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REDDIT

26 and started investing need thoughts Roth vs IRA

B
Dec 19, 2025 · 15:45

26 and started investing, regular taxable account I which im building a 6 month fund,
looking into retirement accounts and wondering

something that can make sure im not broke at 65 (longterm), and something that can used in the short term 3-10 years to pull out if needed for a business or something personal something with more liquidity (- or just keep the taxable account for this one? Idk)

make around 80k right now, no 401k