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REDDIT

Index Fund Opinion Versus Dividend ETFS

C
Dec 20, 2025 · 11:17

Quick background. I had been speculating/investing in Bitcoin for the past 1.5 years or so and came to the realization that the volatility was too much for me on a daily basis. I recently sold all Bitcoin holdings and went to a 3 fund portfolio holding 33% DIA, 33% VOO and 33% QQQ to cover all 3 major indexes. I am wondering if the opinion would be to add more than these 3 indexes such as a Bond ETF or a Dividend ETF. I am currently 36 years old. I am investing 20% of my paycheck each week to these 3 funds equally. If I add a Bond ETF or a Dividend ETF I feel as if I will be missing out on possible growth to this portfolio. Thanks for the opinions in advance.