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REDDIT

Lowering my contribution in my 401K

O
Dec 20, 2025 · 15:38

Hello

I'm thinking about lowering my 401K contribution. Currently, I have 6% in traditional 401K, and 9% in Roth 401K. I want to drop my 9% Roth 401k and start investing it into a brokerage account so I can have more control. My company plan doesn't have many good options except for FXAIX. Company match is up to 6% so I'll still get that. I already max out my Roth IRA every year.

48 yrs old

Almost 600k invested

Plan to retire around 60ish