As the title suggests, I'm currently only investing in Index Funds VWRP & VUAG. At the moment I only have 22k in VUAG and 10k in VWRP but plan to go 100% VWRP going forward as there's already 60% overlap towards US. I'm based in the UK, investing in a Stocks ISA with trading 212 and have currently maxed out my ISA allowance this year. As I'm also invested into a Lifetime ISA, I'm therefore only limited to 16k per year towards Stocks but wondered if my portfolio is good for long term growth & returns or if I should add individual stocks to get higher returns?
At the moment I've got a "set and forget" approach - ideally aiming for an earlier retirement at 55-60 years old but have started reading & listening to more things stock market related.