Posts  / #POST-214469
REDDIT

What's your investment thesis and plan for 2026 and beyond?

H
Dec 14, 2025 · 13:31

Hi all,

Curious to hear what everyone’s thinking for 2026 and beyond. A bunch of outlook reports are out, including Vanguard’s latest (VEMO 2026):

Vanguard VEMO 2026 Report: https://corporate.vanguard.com/content/dam/corp/research/pdf/isg_vemo_2026.pdf

Dummary from report: Global diversification remains key, US large-cap growth is expected to have lower long-term returns, and they favor Fixed Income, US Value, and Non-US Developed Markets over the next 5–10 years.

My Take & Plan:-
I’m all about diversification and the “VT and Chill” approachit fits nicely with most long-term outlooks and I sleep well at night with it.
My investments is and keeps being:

Core: VT (Vanguard Total World Stock ETF) – sticking with it as my main holding.

Small Tilt: A bit into growth/tech through the nasdaq and BTC, but VT remains the core. I reduced both tilts considerably and increased the VT base.

Discussion Points

Is Vanguard’s latest outlook/other major inestment firms' outlooks changing how you’re thinking about 2026?

Would love to hear your thoughts!