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REDDIT

How do I determine my US vs Ex-US allocation ratio?

P
Dec 13, 2025 · 21:53

I have almost everything in VTI, and I want to diversify with VXUS (or VEA). VT is 60/40, and not sure I want to go that high in VXUS just yet. I see people say they have run the numbers and feel like 80/20 is the right breakdown for them, how do I determine this allocation ratio? What numbers should I be running?