Not sure which group to ask this in but would any of you ever take out of your Roth early to pay of your mortgage? We are 47, have about 1.1 million in our Roth accounts. We still owe about $70,000 on our home. The payments are $1000 a month for 7 years yet. But I keep thinking about bringing done with it and have that extra monthly income. My wife stays home and we have 3 kids. Monty income is around $3500. With just normal monthly expenses it would just make everything so much easier to not have that payment. I’ve done well with my investments over the years which is why I’ve been able to accrue that much in our IRAs. But it’s all locked up and I just keep wondering if it would be worth it to take the penalty and taxes and pay off the loan just to make our lives easier now.