For everyone.
I’m 23 years old and I started investing 3 months ago using a pie on Trading 212. When the amount grows, I plan to transfer everything to IBKR.
When I started, I decided my portfolio would be:
• 85% VWCE
• 15% IBIT
Now, after 3 months, I’m thinking about adding either an ETF similar to QDVE, or a US small-cap ETF, or possibly both.
Based on my current thinking:
• I want at least 75% VWCE
• And a maximum of 5% IBIT
My question is purely long term. Not for the next 5 years, but for the next 10–15 years, after which I’ll review the portfolio again and possibly add bonds.
What do you think is better in the long run?
• QDVE?
• US small caps?
• Or a combination of both?
Any input is appreciated.