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REDDIT

SPY, VOO, or VTI for Core Fund?

R
Dec 11, 2025 · 15:35

I’m starting out and want a good core fund. If I plan to do options later, should I just pick SPY so that way I don’t have to sell later?

I know it limits your upside, but how much can you make from covered calls/puts. Is the lower expense ratio on VOO and VTI better, or does it hardly make a difference when you have a large portfolio?