18M from 🇸🇬, wants to recalibrate the ETFs I’ve been investing in and seek some help with my portfolio.
Thinking of either:
(a) 60% VOO, 20% QQQM, 20% VXUS
or
(b) 45% VOO, 35% QQQM, 20% VXUS.
After considering the various factors, my reasons for these 3 ETFs are as follows:
- VOO as the backbone with the S&P 500. Although it’s the default “VOO and chill” which is a little boring, it’s relatively reliable and stable as a compounder and captures the overall strength of the US economy.
- QQQM as the turbocharger for growth. Yes, VOO already has tech, but I see QQQM as a deliberate overweight into the sector which beats the broad market over the long run. I’m still on the boat that the tech sector will continue to thrive exponentially.
- VXUS to capture everything non-US related. Europe, Japan, emerging markets, developed Asia. When the dollar weakens, when US valuations get too hot, when global cycles differ, VXUS is my ballast and the global hedge so I can ensure that I’m not betting my entire future on just one country.