Been doing some research but I’m still not sure if I even need a third ETF, or if I were to add one, what it should be. I’m 19 years old and my plan is to keep adding to my ETFs and hold them long-term for 30+ years.
Right now I have VOO and QQQM. Some people have suggested adding SCHD, but others say SCHD is more suited for people who are closer to retirement because of its dividend focus. I’m not quite sure what the best move is, so I’m just wondering what everyone else thinks or recommends. And if we’re to add what the ideal break down would be for each ETF.😄🙏