Am I missing something or is the fact you can only adjust contributions to a 401(k) by a whole percentage too restrictive? The problem is now I have already contributed 23,500 so I will miss my match at the end of the year. But if I did a percentage less I would be significantly short of the 23,500. The only thing I can think of is to be a whole percentage short and then around November try to increase it. This is not a perfect system either though because it’s not grunted what paycheck they will increase it depending on their processing time.