I currently have one 403b and one traditional IRA account. I’m planning to do a rollover of my 403b into my IRA prior to taking my first required RMD in a couple years.
This is just to simplify the RMD process as I’ll only have to deal with one account.
Should I rollover in my year of 72 (age) or just a week or two before the December 31st of year 73 (age)?
Is there a good reason to do one or the other? The income gained or lost either way is minimal and not much of a consideration.