Just trying to see what others would do with a decent amount saved but with debt...

I am trying to get a general consensus on what people make of my situation and what other people would do. Not pulling the trigger on anything, just getting some different perspectives.

37 Year old male. Single. Live with my father, so no major bills. Just started investing about a year and a half ago. DCA'ing about $800 a month into ETF's. Not putting into a Roth or 401k or anything because my plan was to use that money and put a down payment on a house in a few years and move out.

Currently 38k Saved up. (in VOO and VYMI) but if the ETF's crash, less than that

Just bought a truck, have 27k left to pay off. Took a 5 year loan and 5.5% interest rate.

7.5k in school loans, 7.7% interest. Payments have been frozen for a few years because of all the stuff going on but just started up again yesterday.

Bring home \~$2700 a month

With that information out of the way, here's my question. Would it make sense to just empty the money from the investing and pay off the truck and school loans? It would be like starting fresh with my investing again, but there would be no debt, no interest. I could potentially save up to that again pretty fast just putting the money i was paying into the truck and school loans and put it month by month into the investing.

I know its kind of a numbers game and no one knows whats going to happen with the economy, so that 38k could disappear overnight.

I feel it kind of comes down to the interest i pay on the loans vs how much i would be making on the investments. Again, just trying to get some perspectives on what others would do. Thanks!