I finish my second degree in the spring, and I will have a good chunk of extra available cash to invest each month. Originally I was thinking of getting aggressive on my mortgage, but the more I stew in it, the more I think I should invest because the returns may be better than my interest rate (under 4%). We already are paying extra towards principle each month, but I don't know that focusing solely on that is the best bet.
I'm hoping to invest wisely while also reducing my taxable income. I have a 401(k) Roth account which I plan to contribute more to (to max out employer matching) and I will be maxing out my HSA account. My HSA account does have an investing option so I will be utilizing that when it's available. Aside from that and holding my index funds long-term, does anyone have suggestions on something I might be missing? I can't do anything for a few months, but I definitely want to have a plan in place so I don't miss out. Thank you!