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REDDIT

How can one maximize 403b?

57 years old. Have $280k in my 403b. Realistically, plan to retire in ~13 years. High risk funds, above average, average?

Funds available (from low risk to high risk):

Vanguard Federal Money Investor
American Century Equity Inv
Fidelity Advisor New Insights M
Allspring Emerging Markets Equity Inset
Columbia Select Mid Cap Value Instl
Nuveen Small Cap Growth Opp I
Keeley Gabelli Small Cap Dividend I
Janus Henderson Overseas I
Goldman Sachs Mid Cap Growth Svc
Allspring Asset Allocation A
PGIM Jennison Natural Resources Z
Virtus NFJ International Value Inst
Invesco International Bond A
Macquarie High Income Fund Class Y
Federated Hermes Short-Interm Govt IS