I know this is not the correct sub for this, but still want to ask you because I’m focused in saving as much as I can and I don’t want this expense jeopardize my investings.
- $60k/year
- $1200/month in rent + amenities
- $1000/month autoimposed to boost Roth IRA
- 6% 401k (means $300/month)
- $8k saved up to the date
- No credit score (foreigner)
- Big probabilities of leaving the country in september (foreigner), but big probabilities of staying here or in other state (means maybe I but to sell in less than a year, which then it’s more a matter of cashflows than of wealth)
1) is it better to boost my roth ira now?
2) what is the max car prize I can get?
3) my plan is to ask for a loan to boost credit score and upward the payment in 4-6 months.
4) are there better options economically talking?
Thank you beforehand! If you need more data tell me, but I feel where I live there is a must of having a car.