I'm interested in people's thoughts about investing in different funds versus non-stock investments beyond their structured investments. Say you have a 401k, pension fund, or an IRA, you have set contributions (capped, at a certain point) going into traditional investment funds. Assuming you have these investments covered, is it worthwhile to throw your own savings/extra money into a Fidelity account, Charles Schwab, etc. and put even more into mutual funds, stocks, etc. or just focus on other investments/holdings like RE, cryptocurrency, precious metals, etc.?