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REDDIT

Should I invest in USD Etfs or CAD Etfs as a 19 year old ?

S
Nov 24, 2025 · 06:09

Like the title suggests, I started investing this year and I'm planning on maxing out my TFSA.

I already bought some VFV, but after further research I learned that VOO and VFV can be somewhat different due to the exposure of exchange rates.

Should I invest into USD etfs such as VOO and QQQ or in CAD etfs such as VFV and ZQQ, as someone whos planning to hold onto my investments for several years if not several decades?

And **Why** ?