Hi everyone,
I’ve recently started investing and have been putting 100% of my monthly contributions (around €1000/1500) into VWCE. My investment horizon is around 15 years, and my strategy is long-term. I like the simplicity of having everything in a global ETF.
Still, I’ve been wondering if it would make sense to diversify a bit more. VWCE is already well diversified on its own, but I’m considering changing my allocation to around 80% VWCE and the remaining 20% in other assets, such as gold, bonds, or maybe even a small portion in crypto.
Does that actually make sense, or am I just overcomplicating something that’s already broadly diversified? I’d love to hear how you approach this balance between simplicity and diversification.
Thanks!