I have just shy of $200k I'm my Schwab brokerage account. I sold all my stock holdings very recently due to my (and many others) uncertainty regarding the economy and to lock in ~40% gains since the beginning of the year.
I know very little about money markets, T Bills, etc. I'd like to make 5% or more while remaining completely liquid so I can buy quickly when I spot favorable conditions, dip, or a string buy stock.
I appreciate your feedback.