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REDDIT

What is FPLS and how am I enrolled?

S
Oct 7, 2025 · 22:11

For context, I have a Public.com account as a casual investor, I recently received an email that Apex Clearing Corporation will be changing its terms and services regarding it's FPLS.

I don't remember every opting in or enrolling. I don't know what FPLS is..I don't think I've ever received or spent money through this?

I'm not very smart, I googled it and don't quite understand what it is or how it effects me.

Could someone possibly explain it to me in simple terms?