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REDDIT

Is my asset allocation a good strategy for long-term investment and growth at 20 years old?

G
Oct 7, 2025 · 11:53

Hey everyone,

I’m 20 years old, and my main goal is long-term investment growth (and maybe some income generation if I find a good option). I’m looking for feedback on my current asset allocation to see if it aligns with my goals. Here’s the breakdown:

* **Cash**: 43%
* **Gold**: 33%
* **Stocks**: 16%
* **Silver**: 5%
* **Crypto**: 3%

I’m interested in building wealth over time and possibly generating income in the future if I find the right opportunity. Any advice or thoughts on whether this allocation is solid, or if I should make adjustments? Thanks in advance!