I’ve got:
- £306k in iWeb split between two index funds (Global + S&P500), some in ISA
- £50k in Premium Bonds
- £12k in cash
- I own property
I like moderate risk. I stopped picking individual shares after losing a lot in 2017, penny stocks and Bitcoin (too risky for me)
Just wondering if I’m using what I’ve got well. Open to thoughts.
Higher rate tax payer.
Recently been made redundant.
Mid 30's.
Still negotiating payout but roughly 16k tax free and 20k taxable.
Higher rate taxpayer.