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REDDIT

Should I use a Target date fund?

1
Oct 2, 2025 · 15:49

Hello All,

I am 56 years old and have the following investment structure.

403b - 800k contributing 22k a year

Personal Etrade Account - 51k only contribute once in a while when I have extra $$$

Recently with the market rally I have made some really good gains. But I also lost a lot in 2018 and 2021.

I'm wondering if I should switch my investments to a taget date fund.