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REDDIT

My portfolio / €1000,- each month (no advice, just your opinion)

V
Sep 29, 2025 · 21:09

Hi everybody,

Today I turned 22, and I thought, why not share what I’m doing when trying to invest. I’d love to hear any feedback and your opinion.

So me (m22) started investing since this week and i currently deposited like €2000,- into my account down below, which i can afford. My long term goal is to build financial wealth through consistent investing. I currently earn like €3000,- net per month, and I plan to invest €1000,- of that every month into the following portfolio down below:

My current portfolio on Trading 212 looks like this;

- Microsoft (3%) €60,-
- JPMorgan Chase & Co (5%) €125,-
- iShares Physical Gold (5%) €100,-
- Alibaba (5%) €100,-
- ASML (6%) €120,-
- Alphabet (Class A) (7%) €140,-
- Rolls-Royce (9%) €180,-
- iShares Core S&P 500 acc (30%) €600,-
- iShares Core MCSI World acc (30%) €600,-

I’d love to hear your thoughts on my portfolio. Do you think the allocation is reasonable? Should I consider changing anything for better long term growth or risk management? I’m new to this and would admire any insights.

The other question I have is: do you have any suggestions for a young investor trying to maximize growth while staying diversified? For reference: I still live with my parents

Thanks!!!