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REDDIT

Young adult looking to start

J
Sep 25, 2025 · 22:11

Hi everyone,

I just started my first year in university, but based off my RESP, I have over 70k (8k per semester I receive). Where should I start with investing and when is the best time to jump in.

I was planning on taking a large bulk of my money and putting it into an S&p 500 etf but i’m not sure if it is too high to buy right now, any guidance would be greatly appreciated!