I’ve been wanting to open a Roth for awhile and am just getting around too it, I’m 23, been in contact with a friend getting into the financial advisor side of the world who works with Northwest mutual. Was getting ready to set some stuff up with them but after doing more research I’m getting cold feet about them as a company and some of the fees associated. As well as the whole life insurance thing that doesn’t seem very beneficial for me right now. I am highly considering opening up my Roth with webull due to the 3.5% match. Have read elsewhere on older threads people still prefer Fidelity/Schwab/Vanguard why?? Also, want to invest in some ETFS and recommendations other than VTI maybe something to go 85/15 or 75/25 with it? Thanks