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REDDIT

401k - Fully SP500, move 30% to Bonds

B
Sep 27, 2025 · 02:32

So right now I have a 401k that puts 100% contribution into Fidelity SP500.
I can do exchanges, im very tempted to move 40-30% into a bond fund.
I am slightly worried about a market crash, wall street seems to be doing great, but everything I've seen personally says main street is not.
Thoughts?