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REDDIT

Thoughts on keeping dry powder in a TIPS etf?

M
Sep 28, 2025 · 11:06

I have about 10% of my portfolio in a money market account (SWVXX) making \~4%.

I was thinking about taking half and putting it in SCHP (TIPS ETF).

This is my dry powder fund, just wondering if this would be a better allotment in the event of a market crash.

What do you guys think?