I am currently 90/10 equities/MMF, with most of the former in SPY and VTI.
I don't like how incredibly concentrated I am in AI right now. The gains have been great, obviously, but I believe that I have too many eggs in one basket.
I'm worried about the possibility of stagflation and want to spread out into assets that will keep pace with inflation as much as possible. I also want to change to 70/30, but I'm not sure what to do with the 30 as holding cash in the face of inflation is a bad idea.
What do you think about this?