Hello!
So.. im gonna be honest.. Im so lost. Im soon to be 30. I have a 401k with my part time job at target and I freelance for the majority of my income. Im looking for guidance on what 401ks and ROTH IRA's being a freelancer
I do have a high yield saving account with a nice cushion so I have that covered.
With the 401k with target... what should I be investing it in? From what I can tell I don't have it going anywhere?
I am looking to open a ROTH IRA with Vanguard. BUT since my paychecks with my freelancing aren't already taxed... how does this work? I normally take 33% of each check and put it into savings for the taxes at the end of the year..
I have tried looking for classes.. I would love a free one or very cheap one.
Any and all help would be greatly appreciated!