I just received 200k cash from the sell of my last home and have 200k in VTI in my taxable brokerage (\~40k is long term capital gains, so taxes would need to be paid). My current home is a 580k mortgage with 7% interest.
I was planning to put most of my 200k cash into my mortgage and recast, but now I'm also wondering if it is also wise to sell my VTI and also push it into my mortgage since the rate is so high.
All my 401k/IRA/emergency fund is maxed and accounted for. Any advice on if selling my stocks is wise to take the immediate 7% win?