Hello,
As the title states, I’m 28 years old. I’m getting married next month and have a baby. Currently make 100k/yr before taxes, 37k in 401k, 35k in mutual funds, 45k in a HYSA, about 5k in checking account and “own” a home (only have paid off about 25%). I know this isn’t a “bad” place to be, and honestly when I write it out, it isn’t.. but I always feel behind or thinking of there’s something else to do to maximize my money, specifically with the 45k in a HYSA.
Also, I currently put in about 10% of my check to 401k. Company matches about 4% I think.
Lastly, my fiancé makes 75k and has about 23k to her name. No other investments, and she doesn’t even know what her 401k is….
No debt between the 2 of us (besides the mortgage)
Any ideas on other places to move my money or thoughts in general?