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REDDIT

Brokerage with short settled cash timeframe

D
May 12, 2025 · 19:41

Does anyone know of a brokerage company where cash transferred in settles in a few days?

I have Fidelity, which used to work this way. But now it takes damn near a month for new money put in the account to be usable. And you can't even transfer it back out during that waiting period.

The push method doesn't work for me here either, because I'm at Citibank and for whatever reason I can only pull the money through Fidelity.

The inability to quickly put new money in has ended up costing me some real gains, so I'm looking to switch to a new brokerage house without this issue.

Ideally it would be a more established one, like Fidelity, with physical branches.