For a little context I have been wanting to invest for years but l've not been old enough so I just practiced with a fake money account on T212. So anyway in the latest crash I decided it was the perfect opportunity to start investing and I didn't want to miss out on this buying opportunity so l got my dad (who I trust) to set up a trading 212 account in his name, then put my money in the account and let me manage it. I'm happy with this however I'm wanting to add to it gradually. The thing is that I don't want to put lots of my money into the account in his name for various reasons, mostly its if I wanted to take out a loan in years to come after l've built up my (or legally my dads) portfolio, I would want to use the money I have built up as collateral. But if it's in his name I can't. So this leaves me with a question. How can I legally invest in my own name on trading 212? Or can I keep investing in his name and transfer it over to me once I'm at? I know there are some clever people on here who know how to find loopholes so do your things guys.
Just for the rules of this subreddit. I am not seeking financial advise
Edit: I don’t understand the downvotes. Do some of you not like the fact that I’m trying to learn this at a young age? Or that I’m trying to get a head start? Smh