I'm planning on putting around d 5k in a high yeild savings account for emergencies. Also was going to buy some gold and silver. At the moment I save around d 1500 a month, but that may go down to 1000 a year from now. What should I put it in. I already have 401k at work. I want to put most of it in something secure and a little in something that's more of a gamble.