Posts  / #POST-209061
REDDIT

ETF + CFD + stock lifelong investing strategy for 30yo

S
May 3, 2025 · 22:27

Hey Hey,

I just found out about ETF, looks very cool, i tend to overcomplicate stuff so just tell me if i'm crazy or is that a good investing strategy(i spent past week doing research and im starting to overcomplicate).

Very short term:
- Daytrading - i tried gold, i sukced at this and gave up with minimal loses

Short term investing:
- CFD + Stock - invested in us tech during the recent dip (cfd Intel,AMD,Nvidia), and im investing in my broker stock (XTB) because it's always better to be on casino side and during times like this they make serious money, nothinng risky i suppsoe

Medium(5-10y) term investing ETF:
- im planning to invest 2k monthy
- 4 ETF, 25% EACH: FTSE ALL WORLD, NASDAQ 100, CORE EURO STOXX 50, MSCI India

Long(30y) term:
- opened retirement account - tax free(not sure how its called in us, i'm pretty sure u have something similar)
- can withdraw after retirement (earleist 60y)
- deposit 2k monhly
- 4 ETF, 25% EACH, Xtrackers Artificial Intelligence & Big Data, CORE MSCI WORLD, NASDAQ 100, Vaneck Semiconductor

Should i simplify it somehow? Too many ETFs? Not enough ETFs? Should I consider some other ETF, am I missing something importante here?

Ps. My currency is like 4:1 to dolar