Hello, I will try to be brief, and I would appreciate it if you could help me out because I am not sure what to do.
* 31M, married, from Eastern Europe (living there), no kids yet. I work as a freelance SEO copywriter and earn between $3-6K month. My wife makes $900/month.
* My current net worth is close to $1M - I have 3x inherited 3-bedroom apartments, and I have bought a one-bedroom apartment that I am renting (I have a mortgage on it that is $260 a month, the rent is $800). I live in one of the apartments, and my parents live in the others (they are divorced), so, as of now, I can't rent the rest.
* Close to $17.5K invested in Stocks (VWCE & JGPI, I started investing in October 2024)
* Around $30K in physical gold (coins & bars).
* Close to $6k in crypto (mainly BTC)
I am currently sitting at around $60k in cash, and I am not sure if I should keep adding money to my stock portfolio or focus on getting another one-bedroom apartment. My ultimate goal is to FIRE at around 40-45 years of age and live off my rental income/dividends. However, I do not want to miss out any potential stock snowball, so I favor my VWCE.
In terms of lifestyle, I mostly spend money on trips (been to many countries). I have several luxury watches and a nice car (no longer interested in cars, but I will eventually buy another watch because I am addicted). I know that this kind of lifestyle is not really suitable with my ultimate goal, but I am trying to find a balance. The general idea is to have enough passive income to cover all my needs and then I can keep working whatever I like to fund my lifestyle.
I have 3x-ed my money from gold and coins (haven't sold them yet, though), so I am considering selling them and using the money to buy another property.
I am open to tips because I am really not sure what to. I also want to point out that I am a lawyer, but in this part of the world, lawyers do not earn that much money unless you have tons of clients, so I decided to focus on copywriting instead (been doing this for the past 6 years).