Let you start with 0.1 BTC which is possible for most people, provided you reside in ASIA,
For Asia,
0.1 BTC is $10,000 in today's money
If it increases at 21% CAGR, and inflation at 7% and tax at 20%
You hold till 2029 bull market and then withdraw $1000 every month, it will last till 2031 (or for 2 years)
You hold till 2033 bull market and then withdraw $1700 every month, it will last till 2036 (or for 3 years)
You hold till 2037 bull market and then withdraw $2200 every month, it will last till 2043 (or for 6 years)
You hold till 2041 bull market and then withdraw $2900 every month, it will last till 2053 (or for 12 years)
You hold till 2045 bull market and then withdraw $3800 every month, it will last for eternity with remaining bank balance of atleast $31 million after 50 years in the year 2075 (~~~)
For Europe/USA,
0.5 BTC which is $50,000 in today's money
If it increases at 21% CAGR and inflation at 7% and tax at 20%,
You hold till 2029 bull market and then withdraw $5000 every month, it will last till 2031 (or for 2 years)
You hold till 2033 bull market and then withdraw $8500 every month, it will last till 2036 (or for 3 years)
You hold till 2037 bull market and then withdraw $11,200 every month, it will last till 2042 (or for 5 years)
You hold till 2041 bull market and then withdraw $14,700 every month, it will last till 2053 (or for 12 years)
You hold till 2045 bull market and then withdraw $19,300 every month, it will last for eternity with remaining bank balance of atleast $150 million after 50 years in the year 2075
Conclusion,
Start with atleast 0.1 BTC to become financially independent in 20 years.
Or
Buy in bear markets and sell in bull market peaks every 4 years, you will end up having atleast $1.3 million after 20 years of buying and selling. (Investment of $10,000 or 0.1 BTC from 2025)
What do you think of this theory?