So I just got off the phone with fidelity advisor. Currently I have little over 100k in a CMA from various sources, mainly from selling a house early 2024. Now I initially put it in stocks but then got freaked out cuz I lost so keep it in fdlxx currently. The agent mentioned something called fidelity target allocation funds or asset management funds. Similar to target date funds, but short term. If I want to use part of this money to buy a car maybe end of the year or early next year (pay out in cash or fiance idk) and looking to buy a house maybe next 2-5 years? Where should I keep the funds? Right now it's essentially a high yield checking account. But these target allocation funds are a mix of bonds and stocks. Any suggestions?