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Stocks/Indexes “Always” A Good Idea?

S
Apr 29, 2025 · 18:59

Quick context:
24M, Married (25F)
Joint Income: $300k(ish)

Wife makes $75k with 8% contribution to Roth IRA and we use the rest to cover almost all of our living expenses. (VHCOL area)

I typically make $225-250k but will likely sell one of my businesses for $250k by the end of the summer (will keep about $230k after commission to broker).

We own about $150k in BTC, ETH, SOL currently,

Have about $100k in savings.

I’m looking to invest $5-10k/month starting in May and have NEVER owned a single stock, index, etc.

I’m considering foregoing a monthly investment in those markets in favor of staying cash heavy and potentially jumping right into real estate after selling my business.

WWYD? If stocks/indexes, which and how would you deploy? If RE, which type? I don’t think I need more crypto exposure at the moment and don’t want to keep holding a bunch of cash forever.

Thanks in advance for any thoughts.